MyBalanceNow: How to Reload Your Target Gift Card with Cash or Credit Card?

Welcome to our blog post on MyBalanceNow, a convenient way to reload your Target gift card with cash or credit card. If you’re someone who frequently shops at Target or receives their gift cards, it’s essential to know how to easily add funds to your card. In this article, we’ll guide you through the step-by-step process of reloading your Target gift card, offering different options to suit your preferences.

Understanding MyBalanceNow

  1. Visit the MyBalanceNow website.
  2. Click on the “Reload Card” option.
  3. Enter your Target Gift Card number and the requested security code.
  4. Select the amount you want to load onto the card.
  5. Choose your payment method (credit card or PayPal) and provide the necessary details.
  6. Confirm the transaction and wait for the funds to be added to your card.
Not all credit cards may be accepted. Check the website for supported payment methods.
  1. Visit a Target store near you.
  2. Bring your Target Gift Card and a payment method (cash or credit card).
  3. Find the customer service desk or cashier.
  4. Ask the representative to reload your card.
  5. Provide the required information and the desired amount to be loaded onto the card.
  6. Pay using cash or credit card.
  7. Confirm the transaction and receive a receipt.
If using a credit card, ensure it is not one associated with Target’s RedCard. Some Target stores may not offer this service.

Before diving into the reloading process, let’s first understand what MyBalanceNow is. MyBalanceNow is an online portal provided by Target, allowing gift cardholders to check their card balance, manage transactions, and reload the card’s funds. It provides a hassle-free way to stay up-to-date with your gift card’s balance and make additions to it.

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Reloading with Cash

One of the simplest methods to reload your Target gift card is by adding funds with cash at any Target store. Here’s how:

Step 1: Visit a Target Store

Locate your nearest Target store and head to the Guest Services desk. Inform the staff that you’d like to reload your gift card with cash.

Step 2: Present Your Gift Card

Hand over your Target gift card to the staff, mentioning the desired amount you wish to add to the card. Ensure you have the necessary cash ready for payment.

Step 3: Pay and Confirm

The staff will initiate the reload process, accept your cash payment, and add the specified amount to your card. Verify the transaction details and collect your receipt.

Reloading with a Credit Card

If you prefer to reload your Target gift card using a credit card rather than cash, Target offers an option for that too. Here’s how:

Step 1: Access MyBalanceNow

Visit the official MyBalanceNow website provided by Target ( using your preferred web browser.

Step 2: Log In or Register

If you’re a returning user, log in using your Target gift card number and access code. For new users, click on the “Register” button, and follow the provided instructions to set up your account. Once registered, log in to proceed.

Step 3: Add Your Credit Card

Within your MyBalanceNow account, locate the option to add a credit card for reloading purposes. Input your credit card details, such as the card number, expiry date, and security code. Save your credit card information securely within your account.

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Step 4: Reload

Once your credit card is added, choose the reload option and select the Target gift card you wish to reload. Enter the desired amount and confirm the transaction. Your gift card will be reloaded instantly, and the specified funds will be deducted from your connected credit card.


Can I reload my Target Gift Card with cash at any Target store?

Yes, you can easily reload your Target Gift Card with cash at any Target store’s guest services desk. Simply approach the desk, let them know you would like to reload your gift card, and provide them with the cash amount you would like to add.

Can I reload my Target Gift Card online with a credit card?

Yes, reloading your Target Gift Card online with a credit card is possible. Visit the official MyBalanceNow website, log in to your account, navigate to the reloading options, and select the credit card option. Follow the on-screen instructions, enter the required credit card details, and confirm your desired reload amount.

Are there any fees associated with reloading a Target Gift Card with a credit card?

No, there are no additional fees for reloading a Target Gift Card with a credit card. You will only need to cover the desired reload amount, and no extra charges will be incurred. However, please check with your credit card provider for any potential cash advance fees or interest charges that may apply.

Can I reload my Target Gift Card multiple times?

Absolutely! You can reload your Target Gift Card as many times as you like, as long as the total amount does not exceed the maximum limit of $5,000. You can choose to reload it in small increments or reload it in larger amounts, based on your preferences and shopping needs. Remember to keep track of your balance and reload as needed to continue enjoying the benefits of your gift card.


Reloading your Target gift card with cash or a credit card is a straightforward process through MyBalanceNow. Whether you prefer to visit a Target store or use the online portal, adding funds to your gift card ensures an uninterrupted shopping experience and enables you to enjoy the wide range of products available at Target conveniently. Be sure to track your gift card balance after reloading to optimize your Target shopping experience!

We hope this article has provided you with a thorough understanding of how to reload your Target gift card using MyBalanceNow. Happy shopping!

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