Tips and Tricks for Using MyBalanceNow to Save Money on Your Target Shopping

Welcome to our comprehensive guide on how to make the most of MyBalanceNow to save money on your Target shopping. MyBalanceNow is a convenient online platform that allows you to check your Target gift card balance, manage funds, and even combine multiple gift cards for easier use. By utilizing the various features of MyBalanceNow effectively, you can maximize your savings and make your shopping experience even more rewarding. In this blog, we will provide you with valuable tips and tricks that will help you save money while shopping at Target.


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Tips and TricksDescription
1. Sign up for a MyBalanceNow accountCreate an account on MyBalanceNow website or app to track your Target gift card balances and manage your funds.
2. Reload your gift cards onlineAdd funds to your Target gift cards through MyBalanceNow online portal, save time by avoiding the need to visit a Target store.
3. Check your card balance frequentlyMonitor your gift card balances regularly to ensure you know how much is available before your next shopping trip.
4. Combine multiple gift cardsIf you have multiple Target gift cards with small balances, use MyBalanceNow to consolidate them into one card for easier use.
5. Utilize Target sales and discountsKeep an eye on Target’s promotions and discounts to maximize savings when using your MyBalanceNow gift cards.
6. Use Target’s Cartwheel appTake advantage of additional discounts and exclusive offers by using the Cartwheel app alongside your MyBalanceNow gift cards.
7. Redeem Target gift cards onlineShop on Target’s website using your MyBalanceNow gift cards to make purchases without leaving the comfort of your home.
8. Monitor your transaction historyRegularly review your transaction history on MyBalanceNow to ensure there are no unauthorized charges or discrepancies.

1. Check Your Gift Card Balance Regularly

One of the first steps to effectively using MyBalanceNow is to check your gift card balance regularly. By doing so, you can stay updated on your available funds and plan your shopping trips accordingly. To check your balance, simply visit the MyBalanceNow website and enter your gift card details. Keep in mind that it’s recommended to check your balance before heading to the store or making an online purchase, as it ensures that you have sufficient funds to cover your expenses.

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2. Combine Multiple Gift Cards

If you have multiple Target gift cards, you can easily combine them through the MyBalanceNow platform. Combining your gift cards allows you to consolidate your funds into one account, making it easier to manage and utilize them during your shopping trips. This feature is particularly helpful if you have small gift card balances that are difficult to use individually. By combining them, you can make a larger purchase and potentially save more money through discounts and promotions.

3. Take Advantage of Special Promotions

Target often runs special promotions and offers exclusive discounts to MyBalanceNow users. These promotions can be found on the MyBalanceNow website or through your registered email address. Make sure to keep an eye out for any deals or discounts that may apply to the items you need. By taking advantage of these offers, you can save a significant amount of money on your Target shopping. Remember to check for any expiration dates or limitations attached to these promotions to ensure they are still valid and applicable to your purchases.

4. Sign Up for Target Circle

Target Circle is a loyalty program offered by Target that provides additional perks and benefits to its members. By signing up for Target Circle, you can access exclusive offers, personalized deals, and early access to sales. Linking your MyBalanceNow account to Target Circle allows you to seamlessly combine these benefits with your gift card balance. This integration further enhances your chances of saving money on your Target shopping trips by providing you with additional discounts and rewards.

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5. Utilize the Target App

The Target app is a powerful tool that can aid you in your quest to save money. The app provides personalized recommendations, notifies you of relevant deals, and allows you to create shopping lists. By downloading and utilizing the Target app, you can make informed purchasing decisions, stay updated on the latest promotions, and optimize your shopping experience.


How does MyBalanceNow help me save money on my Target shopping?

Answer: MyBalanceNow is an online platform where you can easily track and manage the balance on your Target gift cards. By having a clear view of your gift card balance, you’re able to make more informed purchasing decisions, avoiding overspending and maximizing the use of your gift card funds.

Can I use MyBalanceNow to combine multiple Target gift cards for a single purchase?

Answer: No, unfortunately, MyBalanceNow doesn’t have a feature to combine multiple gift cards into one for a single transaction. However, you can use the portal to view the balances of all your individual Target gift cards and plan your purchases accordingly.

What are some tips to make the most of my MyBalanceNow account?

Answer: To save money on your Target shopping using MyBalanceNow, consider these tips:

  • Regularly check your gift card balances on MyBalanceNow before heading to the store or making online purchases.
  • Utilize your gift cards strategically by planning purchases during sales or when specific items go on clearance.
  • Use discount codes or promotional offers in combination with your gift cards to maximize your savings.
  • Keep your gift cards safe and secure to avoid losing them and the money loaded onto them.
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Can I reload my Target gift cards through MyBalanceNow to save money?

Answer: No, MyBalanceNow doesn’t offer a reloading feature. However, you can still use the portal to stay updated on the remaining balance of your gift cards, allowing you to plan your future purchases more efficiently.

Are there any additional benefits or rewards associated with using MyBalanceNow?

Answer: While MyBalanceNow primarily serves as a balance tracking tool, there aren’t additional benefits or rewards offered. Target does offer its own loyalty program called Target Circle, which provides customers with exclusive deals, personalized offers, and cashback rewards on purchases made both in-store and online. Consider signing up for Target Circle to enjoy additional savings alongside your MyBalanceNow account.


MyBalanceNow is an invaluable resource for Target shoppers looking to save money and get the most out of their gift cards. By following the tips and tricks mentioned above, you can leverage the features of MyBalanceNow to maximize your savings and enjoy a more rewarding shopping experience. Whether it’s checking your gift card balance regularly, combining multiple gift cards, or taking advantage of special promotions and loyalty programs, remember to make the most of the tools available to you. Happy shopping!

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