How to Use MyBalanceNow to Pay Bills with Your Target Gift Card?

Managing your finances just got more convenient with MyBalanceNow, especially if you have a Target gift card in hand. Did you know that you can use MyBalanceNow to pay your bills? In this blog, we will guide you through the step-by-step process of using MyBalanceNow to pay your bills using a Target gift card. Say goodbye to the complexities of traditional bill payments and embrace the simplicity of MyBalanceNow.


Steps for Paying Bills With Your Target Gift Card by Using MyBalanceNow

MyBalanceNow is an online portal provided by Target that allows users to manage and check their Target gift card balance. Alongside checking your balance, you can also utilize MyBalanceNow to pay various bills, from utility bills to credit card bills. It provides a convenient way to use the funds available on your Target gift card for essential expenses. Following are the steps that you can follow for paying bills using a Target Gift Card through MyBalanceNow:

Step 1: Registering for MyBalanceNow

To get started, you will need to register for a MyBalanceNow account. Visit the official MyBalanceNow website( and click on the “Register” button. Fill in your personal details, including your name, email address, and create a unique password. Once you’ve submitted the form, you’ll be provided with a username and password to access your account.

Step 2: Logging into MyBalanceNow

After successfully registering at MyBalanceNow, return to the MyBalanceNow homepage and click on the “Log In” button. Enter the username and password you received during registration and click “Sign In.” This will grant you access to your account’s dashboard.

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Step 3: Adding your Target Gift Card

To pay bills using your Target gift card, you must link it to your MyBalanceNow account. On your account’s dashboard, locate the “Add Card” or “Add Gift Card” option. Enter the gift card number and the card’s expiration date found on the back of the card. Confirm the details, and your Target gift card will be linked to your MyBalanceNow account.

Step 4: Verifying Gift Card Balance

Before using your Target gift card to pay bills, it is crucial to ensure that it has enough funds. On the MyBalanceNow dashboard, you can view your gift card balance. If you have insufficient funds, consider reloading the card to cover all the necessary bill payments.

Step 5: Paying Bills

Now that your Target gift card is successfully linked and has sufficient funds, you can begin paying your bills. On the MyBalanceNow portal, locate the “Pay Bills” or “Bill Payment” option. Enter the necessary information, such as the biller’s name, account number, and payment amount. You may also have the option to set up recurring payments for convenience. Verify the details and proceed to complete the bill payment process.

Frequently Asked Questions

Can I use MyBalanceNow to pay my bills with a Target gift card?

Yes, you can use MyBalanceNow to pay your bills with a Target gift card. It offers a convenient way to utilize the balance on your gift card towards bill payments.

What happens if I don’t have enough balance on my Target gift card to cover my bill?

If your Target gift card balance is insufficient to cover the entire bill amount, you can consider using a combination of the gift card and another payment method to complete the transaction. Simply inform the biller about your intention to split the payment.

How long does it take for my bill payment to be processed using my Target gift card balance on MyBalanceNow?

Most standard bill payments made through MyBalanceNow using your Target gift card typically take 1-2 business days to process. However, it is advisable to allow 3-5 days for the payment to fully reflect on your biller’s end.

Can I establish automatic recurring payments for my bills using my Target gift card with MyBalanceNow?

Yes, MyBalanceNow provides the option to set up automatic recurring payments using your Target gift card balance to pay your bills. This convenient feature can simplify your monthly bill payment process.

Is it safe and secure to pay bills with my Target gift card on MyBalanceNow?

Yes, paying bills through MyBalanceNow with your Target gift card is safe and secure. MyBalanceNow employs encryption and other security measures to safeguard your transaction information during the payment process. Additionally, your Target gift card details remain protected and are not disclosed to billers throughout the transaction.


In conclusion, MyBalanceNow offers a user-friendly solution for streamlining your bill payments using your Target gift card. By following the steps outlined in this guide, you can simplify your financial management, avoid late fees, and ensure that your bills are paid on time. Embrace the convenience of MyBalanceNow and make your bill payments a breeze.

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