MyBalanceNow: A Complete Guide to Managing Your Target Visa and MasterCard Gift Cards

Gift cards are a popular choice for gifting, and if you’ve received a Target Visa or MasterCard gift card, you’re in luck. These versatile cards can be used for a wide range of purchases, from groceries to electronics. To make managing these gift cards a breeze, Target offers a convenient online portal called MyBalanceNow.

In this comprehensive blog, we are going to discuss how to manage your Target Visa and MasterCard Gift Cards using MyBalanceNow and the benefits of doing so.


How to Manage Your Target Visa and Mastercard Gift Cards Using MyBalanceNow?

To manage your Target Visa and Mastercard gift cards using MyBalanceNow, follow these steps:

Access the MyBalanceNow website:

Open your web browser and go to the official MyBalanceNow website. You can search for “MyBalanceNow” on any search engine, and it should be one of the top results.

Enter the required information:

On the MyBalanceNow homepage, you will find a section where you need to enter your gift card details. Provide the following information:

  • Card number: Enter the 16-digit card number located on the front of your Target Visa or Mastercard gift card.
  • Expiration date: Enter the expiration date of your gift card. This information is also available on the front of the card.
  • CVV: Enter the 3-digit CVV code located on the back of your gift card.

Complete the security verification:

To ensure that you are not a robot, you may be asked to complete a security verification step. This could involve solving a simple puzzle or entering a CAPTCHA code.

Click on “Sign In” or “Login”:

Once you have entered the required information and completed the security verification, click on the “Sign In” or “Login” button to access your account.

View your gift card balance:

After logging in, you will be directed to your account dashboard. Here, you can view the balance of your Target Visa or Mastercard gift card. The balance will be displayed prominently on the screen.

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Check transaction history:

If you want to review the transaction history of your gift card, look for options like “Transaction History” or “View Transactions” on the website. Click on it to see a detailed list of all the transactions made using your gift card.

Reload your gift card (if applicable):

If your gift card allows reloading, you may have the option to add funds to it. Look for a “Reload” or “Add Funds” option on the website. Follow the instructions provided to complete the reload process.

Contact customer support (if needed):

If you encounter any issues or have questions regarding your Target Visa or Mastercard gift card, you can find customer support contact information on the MyBalanceNow website. Reach out to them for assistance.

Remember to log out of your MyBalanceNow account once you have finished managing your gift card to ensure the security of your information.

Please note that the steps provided are based on the general process of managing Target Visa and Mastercard gift cards using MyBalanceNow. The website interface and options may vary slightly, so it is always a good idea to refer to the specific instructions provided on the MyBalanceNow website for the most accurate guidance.

Benefits of Managing Target Visa and Mastercard Gift Cards Using MyBalanceNow

Managing your Target Visa and Mastercard gift cards using MyBalanceNow offers several benefits that can enhance your overall gift card experience. Let’s explore these benefits in detail:

Convenient Balance Checking

MyBalanceNow provides a quick and convenient way to check the balance of your Target Visa and Mastercard gift cards. Instead of calling customer service or visiting a physical store, you can simply log in to your MyBalanceNow account and view your gift card balance online. This saves your time and effort, allowing you to stay updated on your available funds effortlessly.

Easy Transaction Monitoring

With MyBalanceNow, you can easily monitor your gift card transactions. The platform allows you to view your transaction history, enabling you to keep track of your purchases and ensure that there are no unauthorized charges. This feature is particularly useful for budgeting purposes or when you want to review your spending patterns.

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Enhanced Financial Planning

By having access to your gift card balance and transaction history through MyBalanceNow, you can better plan your finances. You can monitor your spending, set budget goals, and make informed decisions about your purchases. This level of financial visibility helps you to stay in control of your expenses and avoid overspending.

Personalized Account Management

MyBalanceNow offers personalized account management options for your Target Visa and Mastercard gift cards. Depending on the features available, you may be able to update personal information, such as your address or contact details, directly through the platform. This eliminates the need to contact customer service or visit a physical store to make these changes.

Added Security

MyBalanceNow prioritizes the security of your gift card information. The platform may require you to verify your identity before accessing your account, ensuring that only authorized individuals can manage your gift cards. Additionally, by using MyBalanceNow, you can avoid the risk of losing physical gift cards or having them stolen, as all your gift card details are securely stored online.

Flexibility and Accessibility

MyBalanceNow is an online portal, which means that you can access it from anywhere with an internet connection. Whether you’re at home, at work, or on the go, you can conveniently manage your Target Visa and Mastercard gift cards using any device with internet access. This flexibility allows you to stay connected to your gift card account and make informed decisions whenever and wherever you need to.

Frequently Asked Questions

Can I use my Target Visa or MasterCard Gift Card to make online purchases?

Yes, you can use your Target Visa or MasterCard Gift Card for online purchases. Just like you do with any other credit or debit card, input your card details on the payment page.

Can I reload my Target Visa or Mastercard gift card on MyBalanceNow?

If your specific Target Visa or Mastercard gift card offers the option to reload it, you might find a “Reload” or “Add Funds” choice when you log into your MyBalanceNow account. Simply follow the provided instructions to securely add more funds to your card online.

What if I want to return an item purchased with my Target Visa or MasterCard Gift Card?

Returning an item purchased with your Target Visa or MasterCard Gift Card follows the same process as returning an item bought with any other form of payment. The refund amount will be credited back to your gift card, and you can use the balance for future purchases or check the remaining balance through the MyBalanceNow website or customer service.


Thanks to MyBalanceNow, taking care of your Target Visa and MasterCard gift cards is now simpler than ever. This user-friendly online platform offers a range of features designed to enhance your gift card experience. By following the steps outlined in this blog, you can easily manage your Target Visa and MasterCard Gift Cards online through MyBalanceNow. From checking your balance to monitoring transactions and even reloading your card if needed, MyBalanceNow provides a streamlined approach to gift card management. So, the next time you receive a Target Visa or MasterCard gift card, be sure to take advantage of MyBalanceNow’s convenience, security, and accessibility for a stress-free experience.

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