Exclusive Perks for Target REDcard Holders with MyBalanceNow

Do you frequently shop at Target? If the answer is yes, you might want to consider enrolling in the Target REDcard program. Not only does it provide excellent benefits such as cashback on purchases and free shipping, but it also grants you exclusive perks when you register for MyBalanceNow as a Target REDcard holder.

In this blog post, we are going to explain what is the Target REDcard, sign-up procedure for the Target REDcard, how to register for MyBalanceNow and activate it as a Target REDcard holder, and the fantastic perks that you can enjoy as a Target REDcard holder with your MyBalanceNow account.


What Is the Target Redcard and How to Sign Up for It?

The Target REDcard refers to a suite of financial products offered by Target Corporation, one of the largest retail chains in the United States. The two primary types of Target REDcards are the Target REDcard Debit Card and the Target REDcard Credit Card. These cards are designed to provide discounts and benefits to Target shoppers.

Here’s an overview of each type of Target REDcard:

  1. Target REDcard Debit Card: This is linked to your existing checking account. When you use it for purchases at Target stores or online, the amount is deducted directly from your checking account. You can also use this card to withdraw cash at Target checkout (up to $40).
  2. Target REDcard Credit Card: This is a store credit card issued by Target. It allows you to make purchases on credit, and you will receive a monthly statement. You can pay off the balance in full or carry a balance with interest, similar to other credit cards. It may offer additional perks, such as an initial discount on a purchase when you sign up.

Sign-Up Procedure For Target REDcard

To sign up for a Target REDcard, you can follow these steps:

  1. Online Application:
    • Visit the official Target website(https://www.target.com/).
    • Look for the “REDcard” section or search for “Target REDcard.”
    • Select the type of REDcard you want (Debit Card or Credit Card).
    • Follow the on-screen instructions to fill out the application, providing the required personal and financial information.
  2. In-Store Application:
    • Visit a Target store near you.
    • Go to the customer service desk or ask a store associate for assistance in applying for a REDcard.
    • They will provide you with an application form, which you can fill out on the spot.
  3. Approval: After you submit your application, Target will review your creditworthiness for the REDcard Credit Card. If you’re applying for the Debit Card, they will link it to your existing checking account.
  4. Card Activation: Once approved, you’ll receive your card in the mail. You will need to activate it either online or by calling the provided activation number.
  5. Start Using the Card: Once activated, you can start using your Target REDcard for purchases at Target, and you’ll enjoy any associated benefits, such as discounts, early access to sales, and free shipping on eligible items.
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How Target Redcard Holders Can Sign Up for Mybalancenow Account and Activate It?

If you are a Target REDcard holder and want to enjoy the perks that MyBalanceNow offers, you need to sign-up for the MyBalanceNow account and activate it. To sign up for a MyBalanceNow account and activate it, you can follow these general steps:

Visit The MyBalanceNow Website:
Go to the official MyBalanceNow website. Make sure you’re using a secure and trusted internet connection to access the site.

Navigate To The Registration Page:
Look for a “Register” or “Sign Up” option on the MyBalanceNow homepage. It’s usually located near the login area.

Provide Card Information:
You will need to enter your Target REDcard details. This typically includes your card number, expiration date, and the CVV (Card Verification Value) code on the back of the card. Follow the on-screen instructions to input this information accurately.

Create A Username And Password:
After entering your card information, you’ll be asked to create a username and password. Make sure to follow any specific requirements for username and password creation. These credentials will be used for future logins, so keep them secure.

Provide Personal Information:
You may be asked to provide some personal information, such as your name, contact information, and email address. This information is typically used for account verification and communication.

Verify Your Account:
Depending on the security measures in place, you may need to verify your email address or complete another form of account verification.

Log In To Your Account:
Once you’ve successfully registered, log in to your MyBalanceNow account using the username and password you created during registration.

Activate Your Account:
Your account should be active once you’ve successfully registered and logged in. You can now access your Target REDcard account information, including your card balance and transaction history.

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Perks That Target Redcard Holders Can Enjoy by Using MyBalanceNow

Here are some of the perks that you can enjoy as a Target REDcard holder by using MyBalanceNow:

5% Discount

When you make purchases at Target with your REDcard, you automatically receive a 5% discount on most items. This means that you get to enjoy savings on a wide range of products, from clothing and electronics to groceries and home goods. This consistent discount can add up over time, making your shopping trips more budget-friendly.

Free Shipping on Eligible Items

One of the key perks you’ll enjoy as a Target REDcard holder with MyBalanceNow is free shipping on eligible items. By simply using your REDcard for purchases and checking out through MyBalanceNow, you’ll be able to have your items delivered to your doorstep for free. This is a fantastic perk for those who love shopping online and want to save on shipping fees.

Cash Back Rewards

Another exciting benefit of being a Target REDcard holder with MyBalanceNow is the opportunity to earn cash back on eligible purchases. Every time you use your Target REDcard to make a purchase, a portion of the transaction amount will be credited back to your account as cashback. These rewards can be redeemed on future Target purchases, allowing you to save even more. Keep track of your cash back rewards easily through MyBalanceNow.

Early Access to Sales and Deals

As a Target REDcard holder with MyBalanceNow, you’ll gain early access to sales and deals, both in-store and online. This means you have the opportunity to snag the best deals before they run out of stock or become available to the general public. By regularly checking MyBalanceNow, you’ll be up-to-date on the latest and greatest sales and discounts, ensuring that you never miss out on a great deal.

Birthday Discounts and Special Offers

Target loves to celebrate its customers, and as a REDcard holder with MyBalanceNow, you get rewarded on your birthday. Expect to receive special discounts and offers during your birthday month, exclusive to you and other Target REDcard holders. These birthday perks add a little extra joy to make your special day even more memorable, all thanks to MyBalanceNow.

Extended Return Period

Have you ever worried about returning an item post the return deadline? With MyBalanceNow, you can set aside those concerns. As a REDcard holder, you’ll enjoy an extended return period. Target will honor returns for an additional 30 days beyond the regular return policy, allowing you to shop with confidence. Simply log in to MyBalanceNow, check your receipts, and initiate the return process hassle-free.

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5% DiscountAutomatically receive a 5% discount on most Target purchases when using your Target REDcard.
Free Shipping on Eligible ItemsEnjoy free shipping on eligible items when checking out through MyBalanceNow.
Cash Back RewardsEarn cashback on eligible purchases, with rewards credited back to your account for future use.
Early Access to Sales and DealsGain early access to exclusive sales and deals, both online and in-store.
Birthday Discounts and Special OffersReceive special discounts and offers during your birthday month, exclusive to Target REDcard holders.
Extended Return PeriodExtend the return window by an additional 30 days beyond the regular return policy.

Frequently Asked Questions

What Are The Exclusive Perks Of Being A Target REDcard Holder?

As a Target REDcard holder, you can enjoy perks such as 5% off every purchase, free two-day shipping on eligible items, extended returns, exclusive discounts and offers, and early access to special sales events.

How Do I Access My Exclusive Perks As A Target REDcard Holder?

To access your exclusive perks, you can simply log in to your account on the MyBalanceNow website. Once logged in, you’ll be able to view and manage your benefits, including available discounts and promotions.

Are There Any Additional Discounts Or Savings Beyond The 5% Off?

Yes, along with the 5% off on every purchase, Target occasionally offers exclusive discounts and promotions to REDcard holders. These offers can range from additional percentage-based discounts to special deals on specific products or categories.

Can I Use My Target REDcard Perks When Shopping Online?

Absolutely! In fact, with your REDcard, you’ll get the added benefit of free two-day shipping on eligible items when shopping online. Simply use your REDcard for online purchases to access this perk and save on shipping costs.

How Do I Keep Track Of The Perks And Discounts Available To Me As A REDcard Holder?

To stay up-to-date with the perks and discounts available to you, be sure to regularly check the MyBalanceNow website or app. Additionally, consider signing up for Target’s email newsletter to receive exclusive offers, promotions, and updates on the latest perks available to REDcard holders.


Having a Target REDcard has its own set of advantages. But when you sign up for MyBalanceNow and use it as a Target REDcard holder, these benefits become even more special and easy to use. From free shipping to cash back rewards, early access to sales, 5% discount on purchases at Target, birthday discounts, and an extended return period, there are plenty of reasons to sign up for MyBalanceNow and manage your Target REDcard account seamlessly. So, what are you waiting for? Start enjoying these exclusive perks today!

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